Job Description
Commercial Credit Analyst ( Underwriter)
Job Description
gpac, a premier recruitment company with over 30 years of experience, is partnering with a well-established community bank in Eastern SD. :) This is an amazing opportunity for candidates who are seeking a role that combines a real career in a smaller community and stability and security with a job well done. This is a company you will want to stay with.
As a Commercial and Consumer Analyst Underwriter, you will be responsible for analyzing commercial and consumer loans, including equipment leasing, vehicle, medical, commercial, and industrial loans ranging from $50,000 to $250,000 and up.
You will play a crucial role in assessing the creditworthiness and risk associated with these portfolios, ensuring sound decision-making and minimizing financial losses, and making sure all due-diligence is attained.
Responsibilities :
1. Analyze consumer, agriculatural, and commercial portfolios, evaluating creditworthiness and risk.
2. Assess loan applications and financial statements to determine eligibility and risk exposure.
3. Conduct thorough commercial credit underwriting, adhering to company guidelines and regulations.
4. Collaborate with internal teams to gather necessary information and ensure accurate evaluation of loan applications.
5. Provide recommendations and present findings to management for review and approval.
Essential Job Functions :
1. Evaluate creditworthiness and risk of commercial loans from various industries.
2. Conduct in-depth financial statement analysis and assess collateral value.
3. Prepare comprehensive credit reports and loan summaries for management review.
4. Stay updated on market trends, industry regulations, and best practices in commercial underwriting.
5. Maintain accurate and detailed records of underwriting decisions and recommendations.
Skills :
1. Minimum of 2 years' experience analyzing commercial portfolios. If you have some banking internships, part-time jobs in banking while you have been going to school, etc. that is also considered when combined with other skills and a strong gpa and related classes.
2. Strong knowledge and understanding of agriculture, equipment leasing, vehicle, medical, commercial, and industrial lending.
3. Proficiency in financial statement analysis and credit underwriting.
4. Excellent problem-solving and decision-making skills.
5. Ability to effectively communicate complex information and recommendations to management.
6. Computer abilities/ proficiencies
Benefits :
1. Competitive salary range of $50,000 to $60,000 or more with experience.
2. Employee benefits include paid BCBS (Blue Cross Blue Shield) healthcare coverage.
3. Work-life balance.
4. Opportunity to be part of a reputable and respected environment within a well-established company.
Your confidentiality is assured.
For additional information regarding this position or other banking, accounting, or agricultural positions, please reach out to top banking recruiter Vanessa Wergin confidential direct line 605/ <><
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(or to find that perfect new team member for hire) Do not give up and quit your job so that you have time to look for your next opportunity! Call me today to get honest feedback on what I can and cannot help you with. My company pays me to make connections with people with certain skill sets. You only have to be willing to take the step, confidentially, to connect with me. All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations.
GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990. We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.
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All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations.
GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990. We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.
Job Tags
Full time, Part time, Bank staff, Internship,